书评写作服务:旅游保险产品和服务

书评写作服务:旅游保险产品和服务

Medibank应该推出的主要产品将包括旅游保险产品和服务的高级套餐。包的主要发展范围包括四个主要领域:

1)恢复委派或候补员工

公司应考虑因原产品线所涵盖的事件而报销运输费用。应这样做,以便派遣一名替代人员去完成一名被保险个人的原定目标和对业务的承诺,而该名替代人员未能做到这一点,或在遣返后90天内返回或返回实际的被保险个人。

2)自然灾害和政治风险疏散

本公司应考虑支付必要和合理的费用,使被保险人返回其居住国或考虑支付合理的住宿,为期两周。这样做的结果是,由于自然灾害和政治风险,被保险人无法返回居住国。即使有不受欢迎人士的声明,本保险也将包括在内。

3)租车费用

本公司应考虑赔偿投保人在租赁期间因租赁车辆损坏或灭失而须支付的任何可扣除或超额金额,该金额最高可达5,000澳元。

敲诈勒索、勒索赎金、绑架

如果被保险人主观性强,保险金额高达25万美元,在发生勒索、赎金或绑架等特定事件时,公司应考虑赔偿被保险人。根据投保人的个人责任,为解决和抗辩任何索赔而支付的法律费用和费用似乎有单独的10万美元的限额。

5)身份保护

本公司应考虑赔偿因索偿机构或债权人就盗用身分而提出的任何诉讼进行抗辩而招致的法庭或法律费用。在归属下的收入损失将与单独工作所花费的时间一起得到补偿。在努力下,被保险人正在更正因身份被盗而发生的财务变更记录。


书评写作服务 :旅游保险产品和服务

The key products that Medibank should be introducing will be inclusive of advanced packages for travel insurance products and services. The key scope for advancement of packages lies in four main areas that are:
1) Resumption of assignment or alternate employee
The company should consider reimbursing the expenses of transportation as a result of an event covered in the original product line. This should be done for sending a substitute individual for completing the original objectives and commitments towards business of an insured individual, who failed in doing so or returning or returning the actual insured individual within the duration of 90 days since the repatriation.
2) Natural disaster and political risk evacuation
The company should consider paying the necessary and reasonable costs for returning the insured individual to their nation of residence or consider paying for reasonable accommodation, covering the period of two week. This will be done, and an insured individual fails in returning to the nation of residence as a result of a natural disaster and a political risk. This insurance will be covered even if there is declaration of persona non grata.
3) Expenses of renting vehicle
The company should consider reimbursing any deductible or excess amount that has to be paid by an insured person, under an agreement of rental vehicle hiring with respect to damage or loss to a rental vehicle in the duration of rental covering up to 5,000 Australian dollars.
4) Extortion, ransom and kidnap
The company should consider reimbursing the insured individual in case of certain events of extortion, ransom or kidnap, if the insured individual is under subjectivity and will be covering up to 250,000 dollars. There seems to be a separate limit of almost 100,000 dollars for legal expenses and costs to settle and defend any claim in accordance with the personal liability of an insured person.
5) Identity guard
The company should consider reimbursing court or legal costs incurred as a result of defence against any suit by a collection agency or creditor due to theft of identity. There will be reimbursement for the loss of income under attribution with the time consumed for sole work. Under the efforts, insured person is correcting the records of finance in alteration because of the theft of identity.

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