3. A. Since the fight which break out resulting sucha big loss of Hawkeye is here just an another accidental case and for such avoided cases a person require insurance. The fight resulting setting fire and destroying storage shed of Hawkeye was not deliberately done or if anyone of from the soccer time identified he can sue by the insurance company but since its communal kind of work one can never be caught and admitted for this activity.
B. According to insurance law you cannot make profit of the insured material. If insurance company makes you payment of other 5% left with Hawkeye, he can sell that but as the condition suggested that his remaining 5% are too destroyed in smoke and water, how is he going to sell those and make profit of that. Even if he managed to do this he don’t have right to sell and make profit of that.