- The couple has two personal loans with her having an outstanding balance of $ 25500 which costs them $ 1556 per month with 4 years to run and him having an outstanding balance of $ 18000 which costs them $ 933 per month and has 3 years to run. In order to improve their financial condition and to apply the 10 % rule the couple has to pay off this personal loan immediately.
- The couple should pay off their store credit immediately. As they enjoyed the interest free period completely it would be for their benefit to pay off that debt as that would enable them to avoid the interest payment due of $ 640 which includes the interest to be paid. This would also enable the couple to apply the 10 % rule and spend what they actually earn.
- The couple should hire an expert in order to help them to improve their living standard and make better use of the money that they earn. The expert can be an accountant that gives them advice on tax savings or even a real estate agent who would tell about how to manage their property. They should get an experts opinion so that they can use their earnings more efficiently.
Using these suggestions should be able to help out the couple in living a better life with reasonable financial resources. It should expose them to a smarter way of living and cut down their expenses and live a more disciplined life.
•夫妇有两个人贷款，她拥有一个优秀的余额25500美元，花费1556美元每月开办4年来，他拥有一个优秀的余额18000美元成本，他们每月933美元和3年的运行。为了提高自己的财务状况和适用10%条规则夫妇还清这笔贷款立即。
•夫妇应立即还清信用。当他们享受免息期完全将他们还清债务，使他们避免利率支付640美元，包括支付的利息。这也将使夫妇适用10%条规则，用他们赚。
•夫妇应聘请专家来帮助他们提高他们的生活水平和更好地利用挣的钱。专家可以是一个会计，给他们建议节省税款或甚至一个房地产经纪人告诉他们如何管理自己的财产。他们应该得到专家的意见，他们可以使用他们的收入更有效。
使用这些建议应该能够帮助夫妻生活更美好的生活与合理的财政资源。它应该让他们聪明的生活方式和降低费用和生活更严谨的生活。
