- The investment unit gives the couple an annual interest of $ 9100 which is approximately 4 % considering the current market value of the investment which is considered to be $ 210000. Selling the investment unit and paying off a huge chunk of the mortgage would be more beneficial for the couple as they would be getting rid of one of the major expense which is the mortgage interest to be pain on the house. This would lead towards greater savings of their income.
- The couple needs to apply the golden 10% rule to their way of life. This would be beneficial for them and enable them to live a better life. It would keep them disciplined and allow them to only spend what they earn. According to this rule the couple should use its take home pay and make a spending budget that would allow them to save 10% of their total income. They could start with a smaller percentage in the beginning if saving 10% is not possible.
- The credit card of the couple currently shows an outstanding balance of $ 8560 on which a minimum interest of 3% will be charged. They should try to immediately clear this outstanding amount as this is an expense that they can avoid. This would enable them to apply the 10 % rule which allows them to only use what they earn.
•投资单位给予几年利息9100美元，这大约是4%，考虑到目前的市场价值的投资，这被认为是210000美元。销售单位的投资和支付大笔的抵押贷款将更有利于夫妇为他们将去一个主要费用是抵押贷款利率是疼痛的房子。这将导致更大的储蓄的收入。
•夫妇需要应用10%金规则，他们的生活方式。这将是有益的，他们并使他们能够过上更好的生活。这将使他们纪律严明，让他们只能用他们赚。根据这一规则夫妇应使用其带回家的工资和制定开支预算，使他们节省10%的总收入。他们可以从一个较小的百分比在开始时节省10%是不可能的。
•信用卡的夫妇目前显示余额8560美元，其中3%将收取的最低利率。他们应该尽量清楚这突出数额这是一种牺牲，他们可以避免。这将使他们适用10%条规则，允许他们使用他们的收入。
