新西兰圣海伦斯奥克兰商学论文代写：AIG灾难
危机后,巨大的美国联邦储备理事会(美联储,fed)之间的谈判和美国国际集团(AIG)的管理。决定公司可能不允许下降可能有巨大的美国国际集团(AIG)下降的后果。美国联邦储备理事会(美联储,fed)然后给AIG和贷款的回报有近80%的公司的股票。
AIG的救助,因为管理的低效和贪婪的本性。cdo销售保险公司时他们应该做调查之前销售的产品可能是什么糟糕的场景如果公司必须支付这笔钱。公司还没有做贷款的分析质量与债务抵押债券。有垃圾贷款将来一定会违约。如果管理细心就可以避免危机。他们只想到公司的收入上升(戴维森,2008)。
政府可能是最好的选择,政府应该让AIG的秋天,如果他们决定不拯救雷曼兄弟(Lehman Brothers)。它提供了错误的信息在金融世界的人,如果事情发生在未来的政府可以认为救助它们。也是研究的资金支付救助没有以适当的方式和管理没有在负责任的态度使用救助资金。如果政府想给AIG的救助资金就应该保持一个强大的监控公司的活动和他们的管理利用基金的方式(豪森,2009)。
用于资助救助的钱是纳税人的钱,这钱应该在一个适当的方式(皮尔森& Mitroff,1993)。
新西兰圣海伦斯奥克兰商学论文代写：AIG灾难
Post the crisis, there were huge negotiations between the Federal Reserve and management of AIG. It was decided that the firm could not be allowed to fall as there could be huge consequences of AIG falling. Federal Reserve then gave a loan to AIG and in return got almost 80% of the equity of the firm.
AIG had to be bailed out because of the inefficiency and the greedy nature of the management. When the firm was selling insurance against the CDOs they should have done their investigation prior to selling to the products as to what could have been worst possible scenario if the firm had to payout the money. Also the firm did not do the analysis on the quality of loans which were linked to the CDOs. There were all crap loans which were bound to default in the future. If the management had been attentive then they could have prevented the crisis. They only thought about the rising revenues of the firm (Davidson, 2008).
The best alternative for the government could have been that the government should have let the AIG take the fall, if they decided not to save Lehman Brothers. It provided a wrong message to the people in the financial world that if something happens in the future the government can think of bailing them out. It was also researched that the money paid out in bailout was not in the proper manner and the management did not use the bailout money in a responsible manner. If the government wanted to give the bailout money to AIG then it should have kept a strong monitoring on the firm activities and the way their management utilizes the funds (Howson, 2009).
The money which was used to fund the bailout was the tax payer money and this was money should be utilized in an appropriate manner (Pearson & Mitroff, 1993).
