論文代寫評價：藝術品貸款的具體風險
對於收藏家來說，他們可以借多少錢，貸款的風險和利率都取決於他們得到的貸款類型。藝術擔保貸款有兩種主要形式，即追索權和無追索權。私人銀行通常提供追索權貸款，這意味著藝術品作為貸款的抵押品，但借款人也必須提供個人還款擔保。這意味著，如果借款人違約，銀行無法通過出售藝術品收回全部貸款，它可以對借款人的其他資產提出索賠。因此，藝術品市場的具體風險必須從借款人和貸款人的安全利益出發進行分析。
論文代寫評價：藝術品貸款的具體風險
將彼得•多伊格的作品作為貸款抵押品存在風險。然而，風險並不僅僅存在於藝術品或藝術家身上，可以說，風險是行業所固有的。這個行業還沒有受到適當的監管，這可能意味著貸款的保證人以及為貸款提供擔保的銀行都面臨風險。這裏要考慮的第二個重要方面是，如何看待Doig的工作來顯示波動性和與之相關的風險。然而，盡管有風險，《蚱蜢》是一部受歡迎的作品。然而，盡管這幅畫很受歡迎，但它不可能以指定的高價出售。事實上，到目前為止，還沒有達到指定的高價。因此，有許多理由重新考慮向藝術品所有者提供此類貸款。
論文代寫評價：藝術品貸款的具體風險
For collectors, the amount they can borrow, the risk the loan entails and the interest rate all depend on what type of loan they get. Art-secured lending takes two main forms, which are recourse and nonrecourse. Private Banks typically offer recourse loans, which meaning that the art serves as collateral for the loan but the borrower also must give a personal guarantee of repayment. That means if the borrower defaults and the bank cannot recover the full amount of the loan by selling the art, it can make a claim on the borrower’s other assets.Thus, artwork specific risks of the market have to be analyzed for the benefit of both the borrower and the lender in security.
論文代寫評價：藝術品貸款的具體風險
Risks exist in considering Peter Doig’s work as collateral for a loan. However, the risks are not specific to the art work or the artist alone, it could be said that the risks are inherent to the industry. The industry is not yet regulated properly and this could mean risks for the securer of the loan as well as the bank that secures the loan. The second important aspect to consider here is that of how Doig’s works are seen to show volatility and risks associated with it. Nevertheless, despite the risks, it is observed that ‘The Grasshopper’ is a popular work. However, again despite the popularity, it has not been possible for the work to be sold at the designated high price. In fact, till date, the designated high price has not been met. Therefore, there are multiple reasons to reconsider securing such a loan to the person who owns the artwork.