硕士论文代写：信贷危机的溢出效应
自2008年以来，中国经济一直在放缓，人们对此后的金融危机早有预料。信贷紧缩挤压了信贷，直接影响了债务，导致许多国家破产。随着经济暴露出萎缩的状况，美国经济意识到它需要国内和全球的干预，因为它在整个商业交易中影响了欧洲、中国和英国等其他国家。
一些公司和客户倾向于立即收回债券，这影响了业务。
最重要的是，它对发展中国家造成了严重的负面影响。发展水平很低，他们有更多的人口水平低于贫困线(Clyde和Wilson, 2009)。
撒哈拉以南地区是著名的国际贸易中心。然而，金融危机造成了金融形势的恶化，银行资产价值缩水。因此，资本和资产比率较低。
美国信贷危机对美国和其它发达国家以及发展中国家的溢出效应，清楚地表明，大型银行已得到政府纾困。为了确保可用资产的安全，银行和政府寻求证券化。救助计划启动不久，各国就通过了加强监管的立法提案，贷款机构对购买贷款、资产、直接投资和证券的承诺也随之增加。正是在奥巴马执政期间，美国启动了经济刺激计划，以管理经济和税收。这最终控制了止赎和销售速度缓慢增加(Ocayo, 2012)。20国集团会议在加强金融监管、消除国际贸易壁垒、增强所有受影响国家的经济实力等方面取得了明显成效。
从本文中可以看出，信贷危机的溢出效应已经动摇了所有国家的经济水平。发达国家通过适当的立法迅速崛起，但发展中国家必须得到有关措施的对待。经过一段时间，可以看出，溢出效应降低了贷款的价值，世界各地的贷款机构都不愿提供任何形式的投资，证券化现象使其变得更加复杂。人们最终发现，整个世界都是信贷紧缩的受害者。
硕士论文代写 ：信贷危机的溢出效应
The economic slowdown has been happening since 2008 and a financial crisis was very much anticipated following that. The credit crunch has squeezed the credits and directly affected the debts and led many countries in situations of bankruptcies. As economy exposed shrinking conditions, US economy realized that it would need domestic and global intervention as it had impacted the other countries like Europe, China and UK in the entire business transactions.
Several companies and customers preferred immediate foreclosures of bonds and this affected the business.
Most importantly, it took a deep and negative toll in the developing countries. The development level was as low that they had larger population levels below the poverty lines (Clyde and Wilson, 2009).
The sub Saharan region is known as a reputed center for international trade. However, the crisis inflicted the financial situation and banks had lost asset values. As a result, low capital and asset ratio were observed.
The spillover effects of US credit crunch on US and other developed as well as developing countries clearly show that big banks have been bailed out by the governments. In order to secure the available assets, the banks and governments looked for securitization. Soon after bailout schemes were started and legislation proposals were passed across the countries for better regulation, the commitment towards purchase of loans, assets, direct investments and securities increased among lenders. It is during the reign of Obama in US that the stimulus package was initiated to manage the economy and taxations. This had eventually controlled the foreclosures and the sales rate slowly increased (Ocayo, 2012). The G-20 meetings had definitely proved efficient in tightening the financial regulations and eliminating the barriers in international trade so as to empower the economic situation of all the affected countries.
From this essay, it is understood that the spillover effects of credit crunch had shook the economic levels of all the countries. While the developed countries had quickly risen with proper legislations, it is essential for the developing countries to get treated with relevant measures. Over a period of time, it is seen that the spillover has decreased the value of loans and lenders around the world hesitated to come forward for any form of investments and the phenomenon of securitization made it even complex. It is eventually observed that the entire world is a victim of the credit crunch.
